[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.amoresperros.cz\/jak-financovat-koupi-auta\/#Article","mainEntityOfPage":"https:\/\/www.amoresperros.cz\/jak-financovat-koupi-auta\/","headline":"Jak financovat koupi auta","name":"Jak financovat koupi auta","description":"Chcete nebo pot\u0159ebujete si koupit nov\u00e9 auto a nev\u00edte, jak\u00fdm zp\u016fsobem jeho koupi financovat? Zp\u016fsoby existuj\u00ed hned t\u0159i:Platba v hotovosti: Samoz\u0159ejm\u011b nejlep\u0161\u00ed a nejjednodu\u0161\u0161\u00ed je [...]<\/a>","datePublished":"2023-04-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.amoresperros.cz\/author\/#Person","name":"amoresperros.cz\n","url":"https:\/\/www.amoresperros.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"amoresperros.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.amoresperros.cz\/jak-financovat-koupi-auta\/","about":["Finance"],"wordCount":470,"articleBody":"Chcete nebo pot\u0159ebujete si koupit nov\u00e9 auto a nev\u00edte, jak\u00fdm zp\u016fsobem jeho koupi financovat?Zp\u016fsoby existuj\u00ed hned t\u0159i:Platba v hotovosti:Samoz\u0159ejm\u011b nejlep\u0161\u00ed a nejjednodu\u0161\u0161\u00ed je zaplatit koupi auta v hotovosti, pokud m\u00e1te na\u0161et\u0159eno dost sv\u00fdch financ\u00ed, ale p\u0159iznejme si, m\u00e1lokter\u00e1 dom\u00e1cnost s pr\u016fm\u011brn\u00fdm p\u0159\u00edjmem m\u00e1 na\u0161et\u0159enou takovou \u010d\u00e1stku, zvl\u00e1\u0161\u0165, pokud jsou v rodin\u011b d\u011bti. Co d\u011blat v takov\u00e9m p\u0159\u00edpad\u011b, kdy\u017e auto opravdu nutn\u011b pot\u0159ebujete?Leasing:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 je to d\u00e1 se \u0159\u00edct nejzn\u00e1m\u011bj\u0161\u00ed a nejpopul\u00e1rn\u011bj\u0161\u00ed forma \u00fahrady koup\u011b automobil\u016f. V\u011bt\u0161ina leasingov\u00fdch firem nab\u00edz\u00ed mo\u017enost leasingu s nulov\u00fdm koeficientem i p\u0159i relativn\u011b n\u00edzk\u00e9 akontaci. Akontac\u00ed ozna\u010dujeme \u010d\u00e1stku, kterou mus\u00edme zaplatit dop\u0159edu.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 na leasing se d\u00e1 dnes po\u0159\u00eddit i automobil ojet\u00fd, u toho si ov\u0161em dob\u0159e zvolte leasingovou spole\u010dnost, proto\u017ee tady b\u00fdv\u00e1 nav\u00fd\u0161en\u00ed o mnoho vy\u0161\u0161\u00edV\u00fdhody leasingu:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 rychl\u00e9 a jednoduch\u00e9 vy\u0159\u00edzen\u00ed–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 je dostupn\u00fd i pro lidi s n\u00edzk\u00fdmi p\u0159\u00edjmyNev\u00fdhody:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 nejv\u011bt\u0161\u00ed nev\u00fdhodou je, \u017ee V\u00e1m auto do \u00fapln\u00e9ho zaplacen\u00ed vlastn\u011b „nepat\u0159\u00ed“, majitelem je leasingov\u00e1 spole\u010dnost, s t\u00edm m\u016f\u017eete m\u00edt probl\u00e9m nap\u0159. p\u0159i hav\u00e1rii, kr\u00e1de\u017ei apod.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 obvykle vysok\u00fd poplatek za uzav\u0159en\u00ed smlouvy–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 u v\u011bt\u0161iny leasingov\u00fdch spole\u010dnost\u00ed je nutnost\u00ed slo\u017eit akontaci–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 d\u00e9lka spl\u00e1cen\u00ed je pevn\u011b stanoven\u00e1 z\u00e1konem, jsou to nejm\u00e9n\u011b 3 roky, nejv\u00edc 7 let–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 p\u0159i krachu leasingov\u00e9 spole\u010dnosti V\u00e1m auto zabav\u00ed na umo\u0159en\u00ed dluhuNab\u00edz\u00ed se je\u0161t\u011b dal\u0161\u00ed mo\u017enost, po\u0159\u00eddit si automobil na \u00fav\u011br:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 obliba spot\u0159ebitelsk\u00e9ho \u00fav\u011bru pro koupi auta st\u00e1le roste a z mnoha d\u016fvod\u016f je v\u00fdhodn\u011bj\u0161\u00ed ne\u017e leasing, po finan\u010dn\u00ed str\u00e1nce je v\u00fdhodn\u011bj\u0161\u00ed, jen pro jeho z\u00edsk\u00e1n\u00ed nesta\u010d\u00ed, jak to b\u00fdv\u00e1 u leasingu, jen pot\u0159ebn\u00e9 osobn\u00ed doklady, banka po V\u00e1s bude cht\u00edt doklad o v\u00fd\u0161i p\u0159\u00edjm\u016f, nejv\u011bt\u0161\u00ed \u0161anci m\u00e1te u banky pro z\u00edsk\u00e1n\u00ed \u00fav\u011bru, pokud m\u016f\u017eete ru\u010dit nap\u0159. nemovitost\u00ed, nebo m\u00e1te ru\u010ditele. Zvolit je nejv\u00fdhodn\u011bj\u0161\u00ed \u00fav\u011br tzv. ne\u00fa\u010delov\u00fd.V\u00fdhody \u00fav\u011bru:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 jste inhed majitelem auta–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 vyjde zpravidla levn\u011bji ne\u017e leasing–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 je u n\u011bj mo\u017enost nastavit si spl\u00e1tky–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 nejsou u n\u011bj sankce za p\u0159ed\u010dasn\u00e9 splacen\u00ed–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 v p\u0159\u00edpad\u011b, \u017ee nebudete schopni spl\u00e1cet, m\u016f\u017eete automobil prodat a dluh zaplatitNev\u00fdhody:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 nutnost m\u00edt ru\u010ditele nebo ru\u010dit nemovitost\u00ed–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 formality se vy\u0159izuj\u00ed slo\u017eit\u011bji a je v\u011bt\u0161\u00ed kontrola Va\u0161\u00ed platebn\u00ed schopnosti 3.6\/5 - (5 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak financovat koupi auta","item":"https:\/\/www.amoresperros.cz\/jak-financovat-koupi-auta\/#breadcrumbitem"}]}]